Are You Covered?

2/19/2019 (Permalink)

If your home fell victim to a major flood or storm tomorrow, would your insurance cover all of the costs incurred from the damages? Homeowners insurance may help cover certain causes of storm damage, including wind, hail and lightning. However, damage caused by flood and catastrophic storms are typically not covered by a standard homeowners insurance policy. It's important to read your policy to learn what types of storm damage may or may not be covered.

When purchasing a new home policy or when evaluating your current policy it is important to consider the geographic location, weather patterns and flood risk assessments of the area your home or office are located in. You might perceive additional coverage as an unnecessary or excessive cost, but consider the cost to rebuild or repair damage out of pocket. SERVPRO bases its pricing off national average or market rates, you’ll be thankful you spent the extra funds on these types of coverages rather than having to pay out of pocket in a time where your stress levels are at their highest.